Step II
Get pre-qualified, find the right insurance, and know your true cost of ownership.
Step II
Start with a lender before you fall in love with a boat. For W-2 income buyers: Julie Gaines at boatloan.com. For complex or self-employed income: Shayna at Azure Funding. Know your number before you shop.
boatloan.com →Most lenders require proof of insurance before closing. Tyler Landry at State Farm in League City specializes in marine insurance for Gulf Coast cat owners. Mention Catamaran Plan for a smooth process. Budget $2,000–$4,000/yr for a $300–$500K cat.
Get connected →Beyond the purchase price: slip fees ($400–$1,200/mo), insurance, maintenance (budget 5–10% of boat value annually), fuel, and upgrades. We walk you through a full annual budget so there are no surprises after closing.
Schedule a budget review →Insurers and lenders want to see documented experience. Log charter hours, ASA certifications, and offshore passages. We track your résumé milestones and connect you with charter programs that build bankable experience fast.
Start with a charter →